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Selling Land During Bankruptcy — Chapter 7 and Chapter 13
Land in a bankruptcy can still be sold — it just has to be sold the right way. We buy vacant land from Chapter 7 trustees and from Chapter 13 debtors with court approval, and we are used to working inside the process: written offers, patience with hearings, and a closing that follows the order. Written offer within 24 hours.
- We work with your bankruptcy attorney and the trustee
- Firm written offer suitable for a motion to sell
- We wait for court approval before closing
- Liens and taxes paid at closing as the order directs
- Written offer within 24 hours
- No commissions and we pay the closing costs
★★★★★ 4.9 from 14 verified Google reviews — read them · we buy with our own capital and pay all closing costs
Get a cash offer on your land
Written offer within 24 hours. No fee, no obligation, and we pay the closing costs.
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Vacant land in a Chapter 7 or Chapter 13 case
Who is allowed to sell the land depends on the chapter
When you file, almost everything you own becomes property of the bankruptcy estate under 11 U.S.C. §541, and the automatic stay under §362 pauses most collection, including foreclosure and many tax sales. From that moment, selling land is no longer purely your decision.
In a Chapter 7 case, a trustee is appointed to gather non-exempt assets and turn them into money for creditors. Vacant land is rarely exempt in full, so the trustee often sells it. The sale happens under §363, usually after notice to creditors and, where required, a court order. If you are the debtor, the trustee is the seller; you do not need to find the buyer, though you can suggest one. We regularly send offers directly to trustees.
In a Chapter 13 case, you keep your property and repay creditors through a three-to-five-year plan. Many debtors decide to sell unused land to fund the plan or pay it off early. That is common, but it generally requires court approval, obtained by your attorney through a motion. Selling without permission can put your case at risk, so speak to your attorney before you sign anything — including with us.
How we fit into the process
What a trustee or debtor’s attorney needs from a buyer is simple: a firm written offer, proof we can close, flexibility on timing, and no surprises after approval. That is what we provide. We will sign a purchase agreement made expressly subject to court approval, wait through the notice period and hearing, and close once the order is entered.
At closing, the title company pays whatever the order directs — typically the mortgage or lien holders, any delinquent taxes, and the net to the trustee or into your plan. We pay the closing costs and charge no commission, which can leave more for creditors or for you, depending on the chapter and your exemptions.
If you are only considering bankruptcy, talk to an attorney first. Selling or transferring property shortly before filing can be reviewed, and the right order of steps depends on your exemptions. We are land buyers, not lawyers, and nothing here is legal advice.
What trustees and bankruptcy attorneys get from us
A clean written offer
Price, closing timeline and contingencies in plain terms, ready to attach to a motion.
Patience with the calendar
We expect notice periods and hearings and do not walk away because a date moves.
As-is purchase
No inspections or repairs demanded of the estate. We buy the land as it sits.
Closing follows the order
The title company disburses exactly as the court order and settlement statement direct.
No commission, closing costs covered
More of the price reaches creditors or the debtor’s plan.
Remote-friendly
Trustees and debtors can sign electronically or by mail, depending on the title company.
Selling land in a bankruptcy case, step by step
Three steps, no obligation at any point, and no cost to you at any stage.
One call or one form
Tell us the address or APN and the rough size. You do not need a survey, a plat or the tax bill in front of you — we look all of that up.
We value it properly
We research the parcel ourselves, at our cost, before we quote. We price it off recent sales of similar acreage and adjust for access, soil, flood mapping, timber and shape. No cost to you, no commitment.
Written offer, your decision
You have our number in writing within 24 hours. If you take it, a licensed title company closes it and we cover the standard closing costs — typically 14 to 30 days.
Selling to us vs. listing it
Both are legitimate. Listing can bring a higher gross price if you have time, the tract is easy to finance and you can carry the taxes while it sits. Here is the honest comparison.
| Selling to Dreamify | Listing with an agent | |
|---|---|---|
| Who you are dealing with | A direct cash buyer — we are the ones purchasing | An agent marketing it to someone else |
| Commission | None | Typically 6–10% on land |
| Closing costs | We cover them | Usually split or seller-paid |
| Repairs, survey, clean-up | Not your problem | Often requested by retail buyers |
| Financing risk | None — cash | Land loans fall through often |
| Timeline | As little as 14 to 30 days once title work is back | Land can sit on the market for months |
Land we buy
Land we buy
- Vacant, raw and bare land
- Inherited and heir property, including multiple owners
- Land with back taxes or a delinquent tax bill
- Out-of-state and absentee-owned parcels
- Farm, timber and hunting acreage
- Small residential lots and infill parcels
- Landlocked tracts and parcels with access questions
- Land that failed a perc test
- Tracts tied up in an estate or probate
- Property you inherited and have never seen
- Mobile home parks and RV parks
- Self-storage facilities — considered case by case
What we don’t buy
- Houses and other residential buildings
- Land you do not have the authority to sell
- Parcels where a co-owner has not agreed to sell
- Property already under contract with someone else
If we are not the right buyer for your parcel we will say so on the first call rather than waste your time.
We buy with our own money — here is what we have closed
We are a principal buyer using our own capital, not a lead broker collecting details to sell on. A sample of tracts we have bought and closed:
| Tract | Where we closed it |
|---|---|
| 32.3 acres | Perquimans County, North Carolina |
| 72 acres | Pike County, Mississippi |
| 10.7 acres | Morgan County, Georgia |
| 6.24 acres | Jasper County, Georgia |
| 8.5 acres | Pike County, Mississippi |
| 5.05 acres | Dawson County, Georgia |
A sample of tracts we have bought and closed ourselves. We are a principal buyer, not a broker — every one of these was purchased with our own funds through a licensed closing agent.
What sellers say
Every quote below is a real, verified Google review of Dreamify Properties — 4.9 stars across 14 reviews.
“John and his team are top notch investors who know what they are doing, put a plan of action in place and execute. One of the most honest people I have met… an absolute honor and pleasure working with these folks.”
“John, the ops manager, was very professional and attentive to detail in ensuring that our transaction was successfully completed. The communication, updates and follow up was excellent. Highly recommend.”
Questions we get asked
Can I sell my land while I am in bankruptcy?
Usually not on your own. In Chapter 7 the trustee sells estate property. In Chapter 13 you can sell, but generally only with court approval. Your bankruptcy attorney will handle the motion.
Will you buy directly from a Chapter 7 trustee?
Yes. Trustees can send us the parcel details and we will respond with a written offer within 24 hours.
How long does court approval take?
It varies by district and whether anyone objects, often a few weeks. We wait for the order before closing.
What happens to the mortgage or liens on the land?
They are paid from the proceeds at closing as the court order directs.
Should I sell land before filing bankruptcy?
Ask a bankruptcy attorney first. Transfers shortly before filing can be reviewed by the court.
What does it cost me to sell to you?
Nothing. No commission, no closing costs, no document fees. We buy with our own capital and pay the closing costs ourselves.
Other situations we buy in
Sell land to pay off debtSell land with a lien
Stop a tax foreclosure on land
Where we buy
Sell land in North CarolinaSell land in South Carolina
Sell land in Virginia
Find out what your land in a bankruptcy case is worth to a cash buyer
Send the parcel details and we’ll research the property, answer your questions, and put a clear no-obligation offer in writing within 24 hours.
Life changes — more guides for sellers
Divorce, a move, a loss in the family, debt or a parcel that turned into a headache. Whatever is behind the decision to sell, here is how we handle it.